PCCFFAP PT Health

Group Health Insurance for Part-Time Faculty
and Paying for Summer Term Premiums

The new group coverage for part-time faculty began January 1st, 2008. The next group insurance enrollment period will be from August 15 to September 15, 2008, for the 2008-2009 school year. Eligibility will be met by those who teach 1.5 FTE or over in the 2007-2008 school year. Should you meet the 1.5 FTE eligibility in 2008 calendar year only, then you can enroll starting January 2009.

If you are covered by group insurance for 2008, make sure your premiums get paid when you are not teaching. If you do not pay your share of the monthly health insurance premium, then your coverage will be cancelled and your bills will go to the collections department.
Click here for more information on paying the employee contribution during summer break.
For Frequently Asked Questions about the new group health plans, click here.

Health Insurance Reimbursement

Beginning January 1st, 2008, part-time faculty who work over 1.5 FTE in a year (a halftime workload) have access to the Kaiser or Blue Cross group insurance plans that the college offers, and will no longer be eligible for the reimbursement starting Winter Term 2008. Part-time faculty who are not eligible for the group plans (i.e., under 1.5 annual FTE) may still get reimbursed for purchasing their own private health insurance policies or paying for a policy available from a spouse’s plan. Part-time faculty are eligible for a reimbursement for health insurance costs if they have taught 3 out of the 4 last terms, for at least 0.4 FTE (usually 2 classes) in one of those terms. See the online application for additional provisions and for eligibility for purchasing through a spouse's coverage.

The reimbursement plan has limited funding and does not cover dental or vision insurance. The reimbursement comes out of a fund of $34,800 annually. The reimbursement checks are issued after each term. The amount of the checks depends on the number of applicants for a particular term.

For the current reimbursement application (including rules for eligibility), click here.

Purchasing Health Insurance
Check out the websites for private policies from health insurance companies:

Lifewise                       http://www.lifewisehealth.com/
Regence/Blue Cross    http://www.or.regence.com/
Kaiser/Permanente       http://www.kaiserpermanente.org/

Or try an insurance broker. The companies pay the fee, not you.

ehealth insurance http://www.ehealthinsurance.com/
life and health http://www.lifeandhealth.com/

Do a google search for “health insurance” and you will find many brokers.